Car insurance rates show that women are better drivers than men

Interesting article about auto insurance for women

Women are better drivers than men, and this is not just a myth, but a fact proven by recent insurance rates data.

Of course, this doesn't mean they are guaranteed low rates with the first quote they get. It is very important to compare rates from different insurers in order to find the best deals.


It may still be a mans world, but not as far as car insurance is concerned. Auto insurance rates for female drivers are often cheaper than those for men.

But why do female drivers enjoy lower premiums?

Statistics show that female drivers are less likely to be high-risk drivers. Apparently, female drivers are far more likely to obey traffic codes, drive safely and comply with their auto insurance requirements.

Men tend to be more agrresive drivers. It is unlikely that a woman would intentionally start drving dangerously. Overtaking dangerously and jumping a red light, is not something most women do.

Do women drive more safely

When you compare men and women, it is safe to say that women are safer drivers. There are 2 main reasons for that, women are normally more responsible and observant. Women pay more attention to other drivers and road signs than men do. Naturally, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.

Being very protective is a characteristic a lot of women have. It is very common for women to use their cars to drive their kids to school. The last thing they would want to do is drive dangerously and harm their child.

Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Taking time off as a result of an accident may well jeopardise their position. So, being a careful driver is essential for every mother and working women.

More and more dads are staying home and more women are pursuing a career, so things may change in the future. At least for now, women have the right to demand cheaper car insurance rates.

Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance